A Quick Explanation of What Is SR22 Insurance
SR22 Insurance filings are attached to your automobile policy and monitored by your state’s financial responsibility section, assuring that you are financially responsible as a motorist. SR22 Insurance ensures your ability to pay for damages if you are found negligent and held liable for an auto accident.
SR22 Insurance can be issued for 1 year when you get a no insurance ticket. However, SR22 Insurance may be issued for up to 3 years because of DUI, DWI, and other major violations, like causing an accident while driving uninsured.
If you don’t own a car, a non-owners policy can be issued with the SR22 Insurance attached; this type of policy would allow you to be properly insured while you work on obtaining your own vehicle.
Should your SR22 Insurance cancel, then your insurance company will send a direct notice of cancellation to your state. Then your state will suspend your driver’s license with an SR26 until your policy is reissued and reinstated. Once you pay the policy premium, the SR22 would be filed again to restore your driving privileges.
Contact our office for any questions about your circumstances that require SR22 Insurance in your state, Illinois, Indiana, Iowa, Missouri and Ohio, 1-877-901-5544 or 1-877-902-5544.